Investment Return Calculator
Calculate gain or loss, total return and annualized return when no extra contributions were made.
Total versus annualized return
Gain is final value minus all money invested. Total return is gain / (initial + contributions) × 100%. Without extra contributions, annualized return = ((final / initial)^(1 / years) − 1) × 100%. This is compound annual growth, not IRR. With extra contributions it is omitted because deposit dates are unknown.
Example and assumptions
An investment of 1,000 ending at 1,500 after five years gains 500: 50% total return and about 8.45% annualized. Losses can produce negative returns. Use amounts on a consistent basis; taxes, inflation and unentered fees are not inferred.